Gesund retrieves the applicant’s available EHR at application and interprets it, giving your team a clearer clinical picture before the case moves. Point of sale is the application, before the case goes to underwriting.
Gesund recognizes the condition in the EHR, then reads the rest of the record against that picture. What supports it. What counts against it. How conditions affect one another. Where the data has gaps. What remains unresolved.
A prescription, claim, or diagnosis can tell you a condition may be there.
That is only the beginning. Gesund follows that condition across the EHR: onset, severity, control, trajectory, and its relationships to other conditions, including where the data has gaps and what remains unresolved.
Start with a clearer clinical picture: what is driving the case, what the record already supports, where the data has gaps, and what remains unresolved.
An EHR is not a single data type. One authorized retrieval can return medication history, labs, diagnoses, encounters, and the clinical narrative that explains them. What comes back varies by source and access method, including the providers, time periods, and clinical detail represented.
A prescription history tells you what was filled. The record around it can tell you why.
The applicant authorizes access and completes identity verification. Gesund then retrieves available electronic health records through connected sources at application and interprets what comes back.
That retrieval is the point-of-sale motion. In the traditional underwriting workflow, Gesund interprets the record it is given.
Gesund returns a condition-level clinical story and structured findings, with their supporting evidence and what remains unresolved.
Brokerages can use that intelligence with their own underwriters or placement tools. Carriers could incorporate the structured findings into their own underwriting workflow.
Gesund shows what the available EHR evidence supports, where the data has gaps, and what remains unresolved. Where the evidence does not support a clinical conclusion, Gesund abstains.
EHR-first does not mean EHR-only. The carrier or reinsurer applies its own requirements to determine what additional evidence is needed.
When conditions interact, histories conflict, or prior underwriting has already raised questions, isolated signals tell you less.
A clearer clinical picture gives the case a more defined starting point.
If the condition is still unclear at application, that uncertainty carries downstream with the case.
Establish what the record supports first. Understanding the gaps early helps your team discuss potential next steps with the client while the case is still in progress.
When the EHR supports the clinical picture, your team can move forward with a clearer understanding of the applicant’s conditions.
When it does not, your team can see the limits of the available evidence before the case goes further.
Gesund interprets the record. The underwriting decision stays with the carrier or reinsurer.
Start with the EHR. We’ll show you what the record supports, where the data has gaps, and what remains unresolved.
Bring us a case